Solutions_

Decision Management

Scorto Loan Decision allows automating loan origination process, borrower evaluation and loan underwriting through the use of scoring techniques and decision analytics.

This decision management system enables lending organizations to minimize financial risk exposure and increase operational efficiency. Proven scoring techniques allow evaluating and projecting the credit-worthiness of potential customers. System provides flexible management of the lender’s credit rules, credit policies and scoring models. Wizard-based business process modeling engine eliminates vendor dependency and internal IT staff involvement.

Scoring Solutions

Application scoring quantifies the risks, associated with loan applications, by evaluating the social, demographic, financial, and other data collected at the time of the application.

Application scoring facilitates customer acquisition decisions. Used in application processing systems, application scoring helps to automate the whole process of loan origination.

Credit Risk Management

With effective credit portfolio management, you can increase your credit portfolio without increasing risks, and still minimize credit losses without shrinking your revenues and opportunities. Scorto helps you achieve this goal by offering robust credit risk and portfolio management solutions for banking institutions and other credit organizations.