Scorto™ Loan Manager is an automated platform for all your commercial and SME lending operations. The solution allows maximum automation of loans origination, commercial credit scoring and business portfolio re-evaluation with reduced operational costs and improved decision quality.
Employ precise evaluation and risk management while at the same time automating application and re-evaluation processes and decision flows.
Every financial organization approaches commercial financing according to their own risk appetites and best practices.
Scorto™ Loan Manager allows automating origination, underwriting and servicing of the commercial loans in accordance with your origination and evaluation rules and decision flows.
Perform precise commercial credit scoring, rating and segmentation, and reduce bad debt and losses.
Automatically evaluate payment dynamics, credit risk assessment and estimation of PD, EAD and LGD and other parameters required for calculating the RWA.