Scorto™ Loan Decision allows automating loan origination process, borrower evaluation and loan underwriting through the use of scoring techniques and decision analytics.
This decision management system enables lending organizations to minimize financial risk exposure and increase operational efficiency. Proven scoring techniques allow evaluating and projecting the credit-worthiness of potential customers. System provides flexible management of the lender’s credit rules, credit policies and scoring models. Wizard-based business process modeling engine eliminates vendor dependency and internal IT staff involvement.
The system covers various types of retail lending: consumer lending, credit cards, internet lending, automobile lending, mortgage lending. With Scorto™ Loan Decision, financial organizations can improve loan portfolio quality, reduce operational costs, improve regulatory compliance and control bad debt losses. Loan application processing systems also allow lenders to acquire high-value customers and increase employee productivity.